Blocked MCCs and Merchants - Rain

What merchant categories are blocked by default?

Rain enforces restrictions on certain merchant categories by default. Transactions from these MCCs (Merchant Category Codes) are automatically declined:

MCC	Category
2892	Explosives
3484	Small Arms and Weapons
4829	Wire Transfers and Money Orders
5122	Drug Stores and Proprietary Drugs
5681	Furriers and Fur Shops
5932	Antique Shops
5933	Pawn Shops
5937	Antique Reproductions
5960	Direct Marketing – Insurance
5962	Direct Marketing – Travel Related Arrangement Services
5964	Direct Marketing – Catalog Merchants
5965	Direct Marketing – Catalog and Retail
5966	Direct Marketing – Outbound Telemarketing
5967	Direct Marketing – Inbound Telemarketing
5969	Direct Marketing – Other
5972	Stamp and Coin Stores
5993	Cigar Stores and Stands
6010	Financial Institutions – Manual Cash Disbursements
6011	Financial Institutions – Automated Cash Disbursements
6012	Financial Institutions – Merchandise and Services
6050	Quasi Cash – Member Financial Institutions
6051	Quasi Cash
6211	Securities Brokers and Dealers
6529	Remote Stored Value Load – Member Financial Institution
6530	Remote Stored Value Load – Merchant
6531	Payment Service Provider – Money Transfer
6532	Payment Transactions – Member Financial Institution
6533	Payment Transactions – Merchant
6534	Money Transfer – Member Financial Institution
6535	Value Purchase – Member Financial Institution
6536	MoneySend – Intracountry
6537	MoneySend – Intercountry
6538	MoneySend Funding Transaction
6540	Point-of-Interaction Funding Transactions
6555	Mastercard Initiated Rebate/Rewards
6611	Overpayments
6760	Savings Bonds
7272	Escort Services
7273	Dating or Escort Services
7280	Hospital Patient Personal Funds Withdrawals
7297	Massage Parlors
7322	Debt Collection Agencies
7800	Government-Owned Lotteries
7801	Government-Licensed Online Casinos
7802	Government-Licensed Horse/Dog Racing
7948	Race Organizations
7995	Gambling, Betting, Lotteries
8631	Labor Unions
8651	Political Organizations
8661	Religious Organizations
9223	Bail and Bond Payments
9401	I-Purchasing Pilot
9405	Intra-Government Purchases
9411	Government Loan Payments
9700	International Automated Referral Service (Visa only)
9701	Visa Credential Server (Visa only)
9702	GCAS Emergency Services (Visa only)
9721	International Affairs (Embassies)
9754	Gambling – Horse Racing, Dog Racing, State Lotteries
9950	Intra-Company Purchases

Blocked merchants

Rain enforces restrictions on certain merchants by default - there is also a dynamic list that blocks categories for misuse that may be ultimately unblocked. Transactions from these merchants are automatically declined:

Merchant Name
eToro
Skrill
Neteller
Badoo
Wish.com
Chegg
PUBG Mobile
Google Games
Experian
Psiphon
Coindeck
Deriv
RampSwaps
Roobet
MoonPay
CEX.IO
Wise
OpenPay
PayFast
WePay
Fortnite
Magic of Egypt
Caliente
Boohoo
SSENSE.com
Zalando
End Clothing
Blue Tomato
Dunelm
Movavi
SimpliSafe
PDF Filler
Resume Builder
Cengage Learning
Yandex
Shahid
ZaloPay
Huawei Services
Adventure Academy
Classic Reproduction