Earn rate configuration for Rain-Managed and Partner-Managed Offchain programs are enforced by our backend. For Partner-Managed Onchain programs, you will receive a webhook indicating how many points to mint, but it is ultimately your responsibility to mint the correct number of points.
Rate Configuration
When onboarding to Rewards, you will be given access to a new page in the Issuing Dashboard that will allow you to configure and edit rates at your discretion. Note that terms of service typically require users are given a notice period before rates are changed (check your specific implementation).Categories
Rain maps merchant category codes (MCCs) to these categories:
The MCC-to-category mapping is fixed by Rain and cannot be customized per tenant.
Qualifying Merchant Category Codes
These mappings come from the Visa Merchant Data Standards. When a category covers a contiguous block of codes, you see the range; otherwise, the individual codes are listed. Any MCC that is not mapped to one of these categories earns at yourdefault rate.