> ## Documentation Index
> Fetch the complete documentation index at: https://rain-sandbox-trial.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Visa Product Spend Limits

> Compare the maximum amount each Visa product can authorize at the point of sale, and how those maximums differ by transaction type.

Use this page to compare the theoretical spend maximums Visa defines for each card product. Visa sets the maximum amount each product can authorize at the point of sale (POS) in its BASE II clearing specification, the system Visa uses to clear and settle card transactions. These maximums differ by product type and by transaction type: credit and debit, prepaid, and account funding.

<Info>
  Treat these as Visa network maximums by product type, not as the limits Rain enforces on your program. Rain governs actual cardholder spend through the [risk rules](/docs/authorization-declines-risk-rules) and per-card limits. To find a card's product type, check the [`visaProductType` field](/docs/reporting-field-descriptions) in your transaction reports.
</Info>

## Maximum POS transaction amounts by product

Use the following table to compare the maximum amount you can authorize across the three POS transaction types for a selection of Visa products. All amounts are in USD.

| Visa product        | Credit and debit POS | Prepaid POS  | Account funding POS |
| ------------------- | -------------------- | ------------ | ------------------- |
| Visa Signature      | \$749,999.99         | \$99,999.99  | \$499,999.99        |
| Visa Platinum       | \$249,999.99         | \$99,999.99  | \$99,999.99         |
| Visa Infinite       | \$999,999.99         | \$99,999.99  | \$499,999.99        |
| Visa Corporate T\&E | \$749,999.99         | \$499,999.99 | \$499,999.99        |

## What's next

<Columns cols={3}>
  <Card title="Authorization, declines and risk rules" icon="shield-halved" href="/docs/authorization-declines-risk-rules">
    See the risk rules and thresholds Rain enforces on transactions.
  </Card>

  <Card title="Reporting field descriptions" icon="table" href="/docs/reporting-field-descriptions">
    Find the `visaProductType` and other fields in transaction reports.
  </Card>

  <Card title="Blocked MCCs and merchants" icon="ban" href="/docs/blocked-mccs-and-merchants">
    Review the merchant categories and merchants Rain blocks by default.
  </Card>
</Columns>